Square Payments
Accept payments quickly, easily and securely.
Accept payments anywhere customers are. Square payment
processing serves customers better with tools and
integrations that make work more efficient –
giving you the flexibility to grow your business.
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In person
Take any contactless, mobile or chip and PIN payment at the counter or on the go. Get the free Square POS app that works seamlessly with our range of hardware options.
Online
Accept payments online by setting up a free online store, sell through social media or integrate your current online store with our payment services. Square APIs and SDKs are free for developers to use.
Remote
Create and send digital invoices, let customers pay by card and track when you get paid. Or send your customers a checkout link to pay via text or email.
Manually entered
For taking payments over the phone, key in card information directly into your Square app or web browser.
NEW
Take contactless payments with just your iPhone or Android phone.
Accept contactless cards and digital wallets in person with Tap to Pay on iPhone or Tap to Pay on Android.
There are a lot of reasons to start selling with Square.
Keep more of what you make.
Save money on payment processing with simple,
transparent pricing, without weird or hidden fees.
Get up and running quickly.
Start taking payments right away – no lock-in contracts,
background checks or merchant accounts required.
Setup is easy.
Get paid fast, every time.
Transfer money into a bank account as soon as the next
day, or instantly for a small fee.
Know what you’ll pay from the get-go.
In person
Processing rate
1.75%
Processing method
- Contactless payments
- Mobile Payments
- Chip and PIN payments
Online
Processing rate
1.4% + 25p
UK card
2.5% + 25p
Non-UK card
Processing method
- Online Store
- Online Checkout
- Online API
Manually entered
Processing rate
2.5%
Processing method
- Keyed-in transactions on the Square Point of Sale app
- Card payments over the phone with Virtual Terminal
- Keyed-in or card-on-file transactions for Square Invoices
Clear pricing
No complicated bills to deal with at the end of the month. You can log in and see your Square rate at any time in your Dashboard. Plus, no lock-in contracts.
Transparent rates
We have set processing rates for each payment method, so there are no surprises.
No hidden fees
No start-up fees, authorisation fees, statement fees, PCI-compliance fees, business card fees, terminal fees – you get the idea.
Hardware to help you sell any way you want.
Turn your iPad into a point of sale and take every kind of payment at your counter.
Take payments, print receipts and run your business with a powerful, portable card machine.
Accept contactless, plus chip and PIN payments in store or on the go.
Manage in-person transactions, online sales and click-and-collect orders from one integrated system.
Why big & small businesses prefer us
Every payment you take comes with protection.
You don’t fight fraud alone.
Machine learning analyses every payment you process. Fraud experts reach out if they notice anything unusual.
Dispute management is on us.
We don’t charge you when a customer disputes a payment. We deal with their bank for you.
PCI compliance included.
Our products help maintain compliance with PCI security guidelines, so you don’t have to pay extra for data security.
Enhanced account protection.
Our tools include Strong Customer Authentication (SCA). This includes 3D-Secure 2-step verification for online card payments.
Start taking payments today.
Accept payments quickly. Get paid fast.
FAQs
Yes, Square payment processing is suitable for businesses of all sizes, including small businesses.
To accept credit card payments with Square, follow these steps:
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Create a free Square Account: Sign up for a free Square account on their website and link your bank account. Verification typically takes 4-5 working days.
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Find the card reader the fits your needs. Depending on your business needs, select from Square’s range of payment terminals: Visit the Square online shop or work with an authorized distributor to find the hardware that works for you.
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Set up and start taking payments
While waiting for your hardware, you can start taking payments by manually entering card information on your Square app. Once your hardware arrives, connect your Square app and start accepting debit and credit card payments by tapping, inserting or swiping cards.
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Square’s pricing is simple and transparent. You will pay one simple rate for every contactless or chip and PIN payment based on the payment method you choose. That’s it. There are no additional fees or lock-in contracts.
When you take a payment with Square, we only keep a portion of the processing fee and part of this goes towards building tools and features for your business. Approximately two thirds of the fee is paid out to cardholder banks, card networks and third parties to cover interchange fees, network assessments and PCI compliance.
Square works with any UK-issued and most international contactless, chip and PIN and magnetic stripe cards with a Visa, MasterCard, American Express, Maestro, Visa Electron or Vpay logo.
Your balance will be transferred to your bank account as soon as the next day. For faster access to your money, initiate an instant transfer from the Square app.
The Square Reader is compatible with most Apple devices running iOS 12 and above and Android devices running version 5 and above.
Our in-house phone support is available from Monday to Friday, 9 a.m. to 5 p.m. You can also search our Support Centre from your point of sale 24/7. Finally, you can connect and learn from other sellers in our Seller Community.
Payments Resources
See Clearpay.co.uk for full terms.
Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see: https://developer.apple.com/tap-to-pay/regions/.
Android is a trademark of Google LLC. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.
