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Your Credit Score and Square Loans FAQ

If you received a Square loan offer and you’re wondering if applying could affect your credit score, review the questions below.

Does applying for a Square loan affect my credit score?

No, applying for a Square loan doesn’t affect your credit score.

Does my credit score impact my eligibility?

No, Square loan offers are based on processing and account history. For additional details about our eligibility process, take a look at Square Loan Eligibility FAQ.

Does Square loan help me build my credit score?

No, a Square loan doesn’t impact your credit score, either negatively or positively. We can provide a letter of completion after full repayment of your loan, but you will not see an impact to your credit score.

I have a loan with Square. Will you provide a letter of reference?

We don’t provide credit references. We apologize for any inconvenience.

Once my loan is complete, will I receive a letter of confirmation?

We don’t automatically supply a letter of completion, but our team can provide one if requested. Please contact us to start your request.

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