Apply for Square hardware financing
About installment payments for Square hardware
Square hardware financing is a flexible payment option allowing you to purchase Square hardware and pay for it in monthly installments. Square hardware financing gives you a flexible way to make sure that you get the hardware you need for your business. You can pick the option that works best for your budget and business.
An authorized user on your Square account, or an authorized person acting on your behalf, may apply.
Before you begin
You can apply for Square hardware financing if your Square Shop cart subtotal is $49 or more. Orders under $49 (before taxes) aren’t eligible. If your state charges sales tax, it will be due at checkout. To apply, you need to have a bank account successfully verified and linked. Learn to link and edit your bank account.
All applications are subject to approval. During the application process, we run a soft credit inquiry, which doesn’t affect your credit score. If your application is declined or if you decide not to pay in installments, there’s no impact to your credit score. If you accept the terms and complete your purchase using financing, we’ll provide a customary hard credit inquiry notification to the credit bureaus that may affect your credit. Approved Square sellers are eligible for purchases of up to $10,000.
Unfortunately, we’re unable to approve every application. We’ll notify you via email immediately if your application is declined and give you the reason(s) why.
Apply for Square hardware financing
You can apply for Square hardware financing from Square Shop:
Sign in to your Square account on Square Shop.
Select your hardware, click Buy now, and make any other additions to your cart.
From your cart, navigate through the checkout flow like normal until you reach the Payment stage—you should see the options to Pay in full or Pay in installments.
Select Pay in installments > See plan options.
Select an installment plan > Continue to application.
Provide your details and click Submit application.
If your application is successful you should see the option to provide your payment details and complete checkout.