Bring in more business with buy now, pay later.
Boost online sales with installment payments from Cash App Afterpay, included with Square’s eCommerce products.

BNPL by the numbers
Offering Cash App Afterpay as a BNPL (buy now, pay later) payment option can help boost your sales and attract valuable customers — at no risk to your business.
40%
Cash App Afterpay customers spend 40% more per transaction than traditional customers.¹
50%
Cash App Afterpay customers shop 50% more frequently than traditional customers.¹
1 M
Cash App Afterpay has over 20 million active customers around the world.²
Always know what you'll pay.
In Person and Online
6% + 30 cents per transaction
For all in person Cash App Afterpay transactions and through Square Online, Square Payment Links, and Square Web Payments SDK.
Cash App Afterpay works with the best of Square.
The BNPL payment method is integrated with
Square products and services.

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Offer interest-free installments with Cash App Afterpay.
Enabling Cash App Afterpay with Square is free. No monthly fees or startup costs. You only pay when you make a sale. Give your shoppers more payment flexibility at checkout and see how your sales can grow. Choose the leading BNPL payment solution. Accept Cash App Afterpay today.
FAQ
Buy now, pay later, or BNPL, is a payment option where a customer pays for a purchase over time in installments, while merchants get paid in full. With Cash App Afterpay, Square merchants can let customers pay in four interest-free installments over six weeks.
The buy now, pay later payment method from Cash App Afterpay is available to many businesses in the US and Australia. To see if you are eligible for Cash App Afterpay and to enable it for your business, log into your Square Dashboard and review your Payment Methods.
If Cash App Afterpay is available to your business, you can toggle on Cash App Afterpay acceptance both Online and In-Store from within this setting. If you do not see Cash App Afterpay available within your Payment Methods, you are ineligible to offer Cash App Afterpay at this time. Get more details.
Merchants using Cash App Afterpay get paid in full at the time of purchase, minus a processing fee on the total order.
Cash App Afterpay Processing Rates
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Online: 6% + 30 cents.
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In Person: Payments processed in person will have a discounted Cash App Afterpay processing rate of 2.6% + 30 cents through September 10, 2022. Afterwards, the Cash App Afterpay processing rate will be 6% + 30 cents.
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The platform is set up so Cash App Afterpay takes on the risk of fraud for you so you can focus on growing your business. You will receive the full payment and at no risk to your business.
Cash App Afterpay is an optional product that Square offers to sellers. If at any time you decide you do not want to offer Cash App Afterpay at checkout, you can turn it off within your Dashboard settings.
All transactions processed through Cash App Afterpay will be charged at our standard Afterpay rates. This Cash App Afterpay specific rate allows you to get paid in full, while Cash App Afterpay takes on all risk associated with customer fraud and late payments.
Cash App Afterpay Processing Rates
-
Online: 6% + 30 cents.
-
In Person: Payments processed in person will have a discounted Cash App Afterpay processing rate of 2.6% + 30 cents through September 10, 2022. Afterwards, the Cash App Afterpay processing rate will be 6% + 30 cents.
-
Setting up Cash App Afterpay is easy. Simply direct your customers here to set up their Cash App Afterpay account.
If your customer chooses to make a return, they will be refunded their full payment amount.
For details on how to guide a customer to make an in-person Cash App Afterpay return, please reference this article.
Late fees may apply. Eligibility criteria apply. See afterpay.com for full terms.
¹“Quantifying The Incremental Impact of Cash App Afterpay” Mastercard 2021 (figures based on US data).
²Cash App Afterpay FY21 Results (figures based on US data)