Square Payments Built for however you do business

Flexible, reliable payment methods

Secure, compliant processing

Instant access to sales revenue 24/7¹

No contracts required, no hidden fees

Accept payments anywhere

Tap into sales instantly
Share spending power
Stay on top of cash flow
Stay on top of cash flow
Tap into sales instantly

In person

Take payments at your counter or on the go with a range of hardware options that fits your business needs.

Share spending power

Online

Set up a free online store or send payment links. You can also connect your current online store or app to one of our secure payment APIs.

Stay on top of cash flow

Remote

Send invoices customers can pay with a credit card or by ACH transfer. Take over-the-phone payments just as easily by keying in credit cards online with Square Virtual Terminal or with the Square app.

Stay on top of cash flow

Buy now, pay later

Let customers pay over time with Cash App Afterpay. You get paid in full immediately, and they pay in four interest-free installments.

Slick hardware makes checkout a breeze

Square Terminal

The all-in-one POS with a receipt printer

Square Register

The sleek, dual-screen system

Square Reader for contactless and chip

The portable reader for every tap and dip

Square Stand

The intuitive, swiveling iPad POS

Square Reader for magstripe

The swipe reader that never needs a charge

Square Kiosk

The self-service iPad kiosk

Take contactless payments with just your phone

Peace of mind in every payment

Accept payments offline

Keep making sales even when you lose service or Wi-Fi connection. We’ll store your offline payments and receipts for 24 hours.⁴

Move money fast

Transfer funds to an external bank account for free the next business day or instantly for a fee.⁵

Make smarter business decisions

Get immediate business insights and detailed reporting to know where to invest your time and money.

Keep transactions secure

Fraud protection, data security, dispute management, and PCI compliance are built right in.

Payments, banking, and cash flow working as one

Serving complex businesses at scale

“The wonderful thing about Square is I can launch a product, wake up in the morning, and I can pull out my phone and get a snapshot of sales for all the stores and what percentage of sales are from the new product.”

Matt Longwell

Product Manager Coffee & Equipment

Blue Bottle Coffee

“As of today we're processing millions of dollars in revenue per day with more than 523 locations using Square. They were able to help us truly customize a solution for our franchises with our proprietary POS system.”

Robyn Powell

VP of IT

HOTWORX

“Square allowed us to build a solution that was very much tailor-made for SoFi Stadium. You walk up to the Square Terminal, and it’s immediately familiar to the customer. It’s efficient, fast, and reliable as well.”

Skarpi Hedinsson

Former CTO of SoFi Stadium & Hollywood Park

SoFi Stadium

Know what rates you’ll pay

In-person

2.6% + 15 cents

per transaction

  • Swipe payments

  • Contactless payments

  • Mobile payments

  • Dip payments

Online

2.9% + 30 cents

per transaction

  • Square Online payments

  • Online API payments

Remote

3.5% + 15 cents

per transaction

  • Keyed-in transactions

  • Card on File

  • Square Virtual Terminal payments

Buy now, pay later

6% + 30 cents

per transaction⁶

  • Cash App Afterpay in-person payments

  • Cash App Afterpay online payments

  • Cash App Afterpay remote payments

In-person

2.6% + 15 cents

per transaction

  • Swipe payments

  • Contactless payments

  • Mobile payments

  • Dip payments

Online

2.9% + 30 cents

per transaction

  • Square Online payments

  • Online API payments

Pricing exceptions

Square Invoices

3.3% + 30 cents per transaction

This rate applies when a buyer keys in a transaction online.

Square Invoices

3.5% + 15 cents per transaction

This rate applies when a seller keys in the transaction in Dashboard or uses Card on File.

ACH payments

1% with a minimum $1 per transaction

This rate applies for all ACH transactions.

Square Payment Links

3.3% + 30 cents per transaction

Get custom pricing

If you process over $250,000 per year, our team may be able to create a custom pricing package for your business.

Quick reads to get you going

FAQ

  • How do I start taking payments with Square?

    It’s easy to sign up for Square and start taking payments right away, or you can contact sales for help getting started. We offer a range of hardware options for in-person payments. Square Payments works for all kinds of business types and sizes, with tailored solutions for each.

  • Does Square have processing fees?

    Yes. Standard processing rates will apply to each transaction but vary depending on the payment method.

  • Are Square payments secure?

    Yes. Security features are built into Square to make every payment safe. Square also follows industry requirements to monitor your account for suspicious activity and supports PCI compliance. Every Square payment includes:

    • Dispute management

    • Active fraud prevention

    • End-to-end encrypted payments

    • Live phone support

    • PCI compliance

  • How do Tap to Pay on iPhone and Tap to Pay on Android work?

    Tap to Pay on iPhone and Tap to Pay on Android let you take payments directly on your phone, with no additional hardware necessary. At checkout, select Tap to Pay and have your customer tap their card or contactless payment to complete the transaction.

  • Does Square have payments solutions for large businesses?

    Square Payments solutions are here to support businesses at any scale. Our payments platform offers a range of in-person and online payments APIs and SDKs so you can accept payments from your eCommerce site, mobile app, custom point of sale, and more. Get in touch with our sales team to get started.

Block, Inc. is a financial services company, not a bank. Banking services are provided by Square’s banking affiliate, Square Financial Services, Inc. or Sutton Bank; Members FDIC.

¹Instant availability requires a Square Checking account. Funds generated through Square payment processing services are generally available in the Square Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues.

Instant availability does not apply to funds added to the Square Checking account via ACH transfer. ACH credit transfers to your account may take 1–2 business days.

Block, Inc. is a financial services platform and not an FDIC-insured bank. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have a Square Checking account, up to $250,000 of your balance may be covered by FDIC insurance on a pass-through basis through Sutton Bank, Member FDIC, subject to aggregation of the account holder’s funds held at Sutton Bank and if certain conditions have been met.

²Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see: https://developer.com/tap-to-pay/regions/.

³Android is a trademark of Google LLC. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

⁴Offline payments are processed automatically when you reconnect your device to the internet and will be declined if you do not reconnect to the internet within 24 hours of taking your first offline payment. By enabling offline payments, you are responsible for any expired, declined, or disputed payments accepted while offline. Square is unable to provide customer contact information for payments declined while offline. Offline payments are not supported on Square Reader for contactless and chip (1st generation, v1 and v2). Learn more about how to enable and use offline payments here.

⁵Instant transfer requires a linked bank account or supported debit card and costs a fee per transfer. Funds are subject to your bank’s availability schedule. Minimum amount is $25 and maximum is $10,000 in a single transfer. New Square sellers may be limited to $2,000 per day. Fund availability times may vary due to technical issues.

⁶Late fees may apply. Eligibility criteria apply. See afterpay.com for complete Cash App Afterpay terms.

⁷Get waived processing on up to $2,000 in card transactions when you process $3,000 on Tap to Pay on iPhone or Tap to Pay on Android within 30 days of taking your girst payment. Limit one redemption per account holder. Funds must be processed on one account. Eligible for US-sellers only with a US-bank account limited.